Appetite for gun insurance grows, with proposals in 4 states

Logan
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Appetite for gun insurance grows, with proposals in 4 states Feb 11, 2016 21:02:07 GMT -6

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Post by Logan on Feb 11, 2016 21:02:07 GMT -6

Hawaii, New Hampshire, New York, and Los Angeles are all considering mandatory gun liability insurance for gun owners. Should the four states manage to implement the legislation, violators could face fines of up to $10,000.

The gun liability insurance measures are similar to a provision in a bill proposed last year in Congress by Rep. Carolyn Maloney, D-New York. Maloney’s “Firearm Risk Protection Act” would require individuals to secure proof of liability insurance before they can purchase a firearm; failure to produce proof would result in a fine.

Hawaii’s proposal is very similar to Maloney’s bill, in that gun owners are required to have insurance for their firearms. The bill, proposed by State Sen. Josh Green, also requires gun owners to renew their registration every five years. The state currently requires guns to be registered, but the registration process is only done once and never again.

Rep. Katherine Rogers, D-Merrimack proposed an identical bill for the state of New Hampshire, requiring the seller, purchaser, and owner of a gun to be covered by a liability policy. The bill also has the same proposed fine of $10,000 for those gun owners caught without insurance.

Read more: www.ibamag.com/news/appetite-for-gun-insurance-grows-with-proposals-in-4-states-28333.aspx

nobody
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Appetite for gun insurance grows, with proposals in 4 states Feb 13, 2016 20:18:48 GMT -6

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Post by nobody on Feb 13, 2016 20:18:48 GMT -6

With Scalia gone, who knows what the highest court might one day decide, but imo it's unconstitutional given the last Supreme Court decision. And I think it's economically discriminatory and puts firearms out of the reach of the poorest people.

Guess we don't have many Audie Murphys any more, who learned to shoot accurately because they couldn't waste the price of a .22 cartridge when it didn't put meat on the table. This proposal is an example of gentrification and urbanization, where firearms are a rich person's hobby.

I despise the NRA, but this proposal almost drives me to embrace them.

nobody
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Appetite for gun insurance grows, with proposals in 4 states Feb 18, 2016 19:31:45 GMT -6

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Post by nobody on Feb 18, 2016 19:31:45 GMT -6

I'm gonna criticize what I wrote above.

Truly, much about guns is based on myth. The lone gunslinger standing up for truth and justice, backing it up with his six-shooter. Guns as the agent of self-defense, never mind that a gun is more likely to be fired in commission of suicide or in a lethal accident than to kill a baddie in self-defense.

In talking about the frontier hunter putting meat on the table I subscribed to another myth. Somewhere, in the Ozarks or Appalachians or Rockies, there may be a hunter holding off starvation with a gun. But that's rare.

I do question the legality of these laws requiring insurance. If it were a requirement for insurance before taking the guns onto the street, then maybe, but not as a prelude to ownership or sporting use.

Logan
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Appetite for gun insurance grows, with proposals in 4 states Feb 19, 2016 0:09:22 GMT -6

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Post by Logan on Feb 19, 2016 0:09:22 GMT -6

Feb 18, 2016 19:31:45 GMT -6 nobody said:

I'm gonna criticize what I wrote above.

Truly, much about guns is based on myth. The lone gunslinger standing up for truth and justice, backing it up with his six-shooter. Guns as the agent of self-defense, never mind that a gun is more likely to be fired in commission of suicide or in a lethal accident than to kill a baddie in self-defense.

In talking about the frontier hunter putting meat on the table I subscribed to another myth. Somewhere, in the Ozarks or Appalachians or Rockies, there may be a hunter holding off starvation with a gun. But that's rare.

I do question the legality of these laws requiring insurance. If it were a requirement for insurance before taking the guns onto the street, then maybe, but not as a prelude to ownership or sporting use.

I agree with you that there should be a distinction between requiring licenses for every gun owner and those that own handguns. Public liability insurance should be required for those that choose to take handguns into the public under concealed carry and open carry options. The situation is far different for those that use guns for hunting or for home defense.